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Tax question..

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I have used Free Tax USA for the last two tax years. I am including my son's 1098T info on our return for the first time this year since he is a full time student and our dependent. Free Tax is allowing the AOTC. Just for kicks, I started a return using Turbo Tax's free online site and using the same info it says we don't qualify. My son had both scholarships and loans . Any ideas as to why the same information is treated differently? The loans and scholarships each covered about 50% of the expenses so how do you determine whether the QEE expenses were paid for with loans or scholarships?

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