This is for a friend, as I have taken out this insurance for freshman year and again this year (as the school said kids can get mono, other sicknesses, yet alone not be able to handle this for whatever reason). Her husband does not like any debt and probably would balk at insurance. They are doing Lewis & Clark in Oregon. Her son took a gap year. For a few reasons (not drugs or anything like that) she seems very hesitant about sending him and/or his "true" feeling about wanting to go. I have had tuition insurance for years because my kids went to private school. They are solidly middle class and have savings (mostly in retirement funds)--dad is 71, just retired, mom works just part time and is younger. How seriously do the colleges pursue a semester or full year of tuition? I got the feeling a contract is a contract, and they will pursue you.
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